Brief Overview of Personal Injury Protection (PIP) in Massachusetts Navigating the complexities of Personal Injury Protection (PIP) in Massachusetts can seem daunting. However, understanding how does PIP work in Massachusetts is crucial, especially for medical providers who play a pivotal role in the aftermath of automobile accidents. Personal Injury Protection
Brief Overview of Massachusetts PIP Coverage Massachusetts PIP (Personal Injury Protection) coverage is a fundamental component of auto insurance policies in the state, designed to provide immediate medical coverage and certain other expenses following an auto accident, regardless of who is at fault. This coverage is crucial for medical providers
Introduction on What is Subrogation in Health Insurance Understanding the ins and outs of subrogation in health insurance is crucial for policyholders navigating the complexities of the insurance landscape. Subrogation, a legal concept wielded by insurance companies, serves as a mechanism for recovering funds expended on behalf of insured individuals
Introduction In Florida, understanding auto insurance is paramount due to the intricacies of the state’s no-fault law. This legislation mandates certain insurance coverage to facilitate prompt compensation for injuries resulting from car accidents, irrespective of fault. So, what are the two types of required insurance coverage to comply with Florida’s
Florida has the highest number of car accidents compared to other states. The Highway Safety and Motor Vehicles Department of Florida noticed increasing car accidents. In fact, 403,696 car accidents occurred in Florida in 2018. The startling statistic is a 0.31% increase from the previous year. Car accidents tend to
Understanding the PIP Landscape in Florida The Personal Injury Protection (PIP) insurance system in Florida is designed to provide immediate medical coverage without the need to establish fault, aiming to reduce payment delay for injured parties. Amidst this scenario, the term “Letter of Protection” (LOP) resonates as a beacon of
Massage + Physical Therapy Modalities No More: Third District Court of Appeals Strikes Down Opinion on Massage Therapy in PIP The Third District Court of appeals in Miami overruled a county court opinion providing PIP reimbursements for physical therapy services rendered by a licensed massage therapist. This ruling was surprising
Medical providers and patients in Florida are going to benefit from a December 28, 2018 ruling by Florida’s Supreme Court. The ruling, made in favor of several cases (among them one of LaBovick Law Group’s), addresses the issue of how insurance companies are permitted to apply deductibles to personal injury protection (PIP)
Personal injury protection (PIP) is an extension of automobile insurance designed to cover medical expenses as well as lost wages and funeral expenses. PIP insurance, often referred to as no-fault coverage, is mandatory in Florida. Therefore, Florida medical providers frequently bill auto insurance companies to get reimbursement for medical services
On March 14, 2018, the Fourth District Court of Appeals muddied the waters with regard to the issue of the PIP deductible. Specifically, the 4th DCA ruled against the medical providers’ theory regarding the application of the PIP deductible. Why does this muddy the waters? The Fifth District Court of
