Personal Injury Protection (PIP)
FLORIDA PIP CLAIMS & COLLECTIONS ATTORNEYS
Under Florida law, auto drivers must have a minimum of $10,000 in personal injury protection (PIP) insurance coverage. PIP is designed to provide compensation to drivers involved in an accident, regardless of who was at fault or caused the collision. This compensation is meant to cover medical bills and more. Yet many medical providers have problems recovering payment from a patient’s motor vehicle insurance company, although they’ve already provided care for the accident victim.
The Personal Injury Protection Claims & Collections attorneys at the LaBovick Law Group law firm assist Florida medical providers – including MRI centers, clinics, rehab centers and hospitals – in recovering unpaid or underpaid PIP benefits from insurance companies for medical services rendered to automobile accident victims.
Medical Providers: We Can Help You Collect PIP Payment
Unfortunately, some insurance companies either refuse to pay patients’ PIP benefits or attempt to reduce portions of patients’ PIP benefits covered under the Florida PIP laws. This leaves medical providers in a bad spot, having rendered services yet not received payment for the care provided.
While it’s true that billing for PIP can be a complex process, you don’t have to do it alone. Hiring an attorney who specializes in PIP can mean the difference between collecting payment and being left without payment or being underpaid. You should be aware that insurance providers will typically pull out all the stops to find a mistake in either the billing codes, the actual claim or somewhere else in the process. Insurance companies will go to great lengths to avoid paying you the full amount you are due – but you don’t have to stand for it.
LaBovick Law Group represents hospitals and medical offices fighting to recover unpaid or underpaid PIP benefits from auto insurance companies. Our dedicated PIP Collections department has a full staff of attorneys, paralegals and law clerks that will review your PIP files free of charge.
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Tips to Successfully Collect Your Funds
There are important steps to successfully receiving payment for the medical care you provided to the patient. We help our clients step by step, and always suggest the following:
1. Collect as much data as possible. Get your documents executed at the intake. Don’t forget to include:
- Letter of Protection
- Contract for Services
- Assignment of Benefits
2. Bill ASAP. Getting your bill to the PIP Insurance carrier fast is so important. There is a literal race to get your benefits. The first one in is the one who gets paid. Fortunately for hospitals, you have a small window of 30 days to get your bills in, and at least $5,000 of the PIP funds are saved for you. However, many doctors are already billing by that time, and if you are late with your bill, the PIP benefits are often exhausted. So, billing quickly is absolutely essential.
3. Once you’re paid, do the math.
Insurance companies are notorious for attempting to reduce payments, so be sure yours is paid in full.
4. Contact LaBovick Law Group. Our experienced PIP team knows the law inside and out. We concentrate on PIP and other medical bill collections and have a full staff doing nothing but PIP, literally night and day! Find out how we can help you collect the payment you’ve earned.
CHOOSING A PIP LAWYER
Our experienced PIP Claims & Collections team knows how to hold insurance companies accountable for unjustly trying to reduce patients’ PIP benefits covered under Florida PIP Statutes S627.736
Denial letters in Florida PIP claims are disheartening. You, the medical provider, render critical medical care to a motor vehicle accident patient. In turn, your office mails out a bill, but the Florida PIP insurance company denies the claim for a myriad of reasons. Your office doesn’t receive payment and the patient is set to follow up later that month. The honest truth is that it depends on the type of denial to determine what action, if any, is necessary. Do not simply give up and bill another payor.
Contact the experienced Florida PIP attorneys at LaBovick Law Group to discuss the next steps.
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