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Top 3 Conditions that Qualify for Social Security Disability Benefits

The Top Conditions The Qualify For SSD

Social Security disability is an insurance program that provides monetary benefits along with health insurance in the event you are unable to work. Your inability to work must be based upon a physical and or mental impairment. There are multiple impairments, really an endless list of conditions that may prevent you from working. While there is an endless list of conditions, there are three conditions that tend to be the most popular in terms of disability benefit applications. Try our free five question Social Security Case Evaluation Tool.

The first condition is related to back impairments. Impairments of the spine tend to be the number one reason a person applies for disability benefits. The impairment may be located in the cervical spine, thoracic spine or lumbar spine, or a combination of all three. The reason this tends to be the most popular condition is that a large group of individuals applying for the program have performed heavy labor types of jobs their whole life. Labor-intensive jobs play a major role in the health of your spine. If you lifted 50-100lbs every day consistently for the past 30 years you more than likely will develop back pain at some point in your life. Your back pain could be related to degenerative disc disease, stenosis, or herniation, just to name a few conditions of the spine. If you suffer from back pain, the first thing you should do is seek treatment from a medical professional. Your second step should be to apply for disability benefits.

The second type of condition which may qualify you for disability benefits involves heart conditions. According to the American Heart Association, heart disease affects approximately 28.4 million Americans. About 610,000 people die of heart disease every year. That boils down to 1 in 4 Americans. Knowing this information it is not surprising to learn this is the second most popular condition used when applying for disability benefits. Some types of heart disease include coronary artery disease, congestive heart failure, and high blood pressure.

The third type of condition relates to mental health. Depression is very common for young children all the way up to seniors. While depression alone may not qualify you for disability benefits, in conjunction with another condition the limitations may preclude all types of work. Other types of mental health conditions include anxiety, schizophrenia, bipolar disorder and post-traumatic stress disorder. SSA will generally find someone disabled based on mental health limitations if the individual has multiple involuntary admittances in one year, is unable to function outside of a highly supportive living environment, or experiences auditory or visual hallucinations in spite of medications. Proving a mental health disability tends to be very difficult as there is no general test to prove your functional capacity. A lot of how SSA determines what your limitations are is based upon the statements from your medical providers. My recommendation if you suffer from a mental health condition is to make sure you are seeking regular and consistent treatment from a psychologist or psychiatrist.

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