Uninsured Motorist

Florida drivers are required by law to carry auto insurance. When an uninsured driver is involved in an accident and gets caught, they may face various penalties.  Penalties for Driving Without Insurance in Florida When drivers get into car accidents without insurance, they will be responsible for their resulting expenses out of pocket, regardless...

Uninsured motorist coverage (UM) is an optional form of auto insurance that drivers can purchase in Florida. It provides coverage beyond your personal injury protection (PIP) policy when you are involved in a collision with a driver who does not have car insurance. Although the state requires every driver to carry PIP and property...

If you are ever in a situation where you are hit by an uninsured driver in Florida, it is important to know the steps to take after. STEP 1: DON’T PANIC & DOCUMENT LOSSES Since Florida is a no-fault state, your auto insurance policy actually covers you when an uninsured motorist hits you. Try...