Miami Motorcycle Accident Lawyer

The increasing trend of motorcycle accidents in Miami: Causes and effects

Miami has seen a significant increase in motorcycle accidents in recent years, with approximately 2,500 motorcycle accidents occurring annually. The causes of this trend are multifaceted and include a variety of factors.

One of the primary causes of motorcycle accidents in Miami is driver error. Many drivers exhibit reckless behavior, such as speeding, driving under the influence, and failing to observe traffic rules. Additionally, many drivers are distracted while behind the wheel, with mobile phone use being a major contributor to distracted driving. This behavior puts both riders and other road users in harm’s way, increasing the chances of accidents.

The impact of motorcycle accidents in Miami can be devastating. These accidents often result in severe injuries such as traumatic brain injuries, spinal cord injuries, and broken bones. The injuries sustained can have long-lasting effects on the individual’s life, such as significant medical bills, lost wages, and reduced quality of life.

Furthermore, motorcycle accidents can have a broader impact on the community, including increased healthcare costs, decreased productivity, and loss of income. As such, it is essential to address the causes of motorcycle accidents in Miami and work towards improving motorcycle safety on the roads.

Key points you need to know as a motorcycle accident victim in Miami

As a victim of a motorcycle accident in Miami, it is important to understand your legal rights to protect yourself and pursue the compensation you deserve. 

Below are some important points to keep in mind when it comes to your legal rights as a motorcycle accident victim:

• You have the right to seek compensation for your injuries and damages. This compensation can cover medical bills, lost wages, property damage, and other expenses related to the accident.
• Florida is a no-fault state when it comes to car insurance, but this does not apply to motorcycle accidents. You can pursue compensation from the at-fault driver’s insurance company or file a lawsuit against them.
• It is important to speak with a motorcycle accident attorney in Miami as soon as possible. They can help you understand your legal options and guide you through the process of pursuing compensation.
• The statute of limitations in Florida for filing a motorcycle accident claim is four years. This means that you have four years from the date of the accident to file a claim. It is important to act quickly and not wait until the deadline approaches.
• If you are partially at fault for the accident, Florida operates under a comparative negligence rule. This means that your compensation will be reduced based on the percentage of fault assigned to you. However, if you are more than 50% at fault, you may not be eligible for any compensation.
• It is important to keep detailed records of all medical treatment, bills, and other expenses related to the accident. This documentation can help support your claim for compensation.

You have the right to refuse any settlement offers from the insurance company and pursue your case in court. A Miami motorcycle accident lawyer can help you weigh the pros and cons of each option and advise you on the best course of action.

Navigating the insurance system after a motorcycle accident in Miami

After a motorcycle accident in Miami, navigating the insurance system can be a complicated and stressful process. However, it is crucial to understand the steps involved to ensure that you receive the proper compensation for your injuries and damages.

To make things easier, here are some key steps to follow:

1. Tell your insurance company about the accident and provide all necessary details, like the date and location of the accident, the other driver’s information, and any police reports or witness statements.
2. Your insurance company will assign a claim adjuster to your case, who will investigate and determine how much compensation you are entitled to based on your insurance coverage and the accident’s circumstances.
3. Keep all records of medical treatment and expenses related to the accident, such as bills and receipts. Your insurance company may ask for this information to process your claim.
4. If the accident was caused by another driver’s negligence, you may be able to seek compensation from their insurance company. You’ll need to provide evidence that the other driver was at fault for the accident.
5. If you find the insurance process confusing or difficult to navigate, consider seeking help from a Miami motorcycle accident lawyer.
6. Remember that insurance companies may try to offer you a low settlement or deny your claim. If this happens, you have the right to refuse and pursue your case in court with the help of an attorney.

The different types of motorcycle insurance coverage available in Miami

If you own a motorcycle in Miami, having the right insurance coverage is essential to protect yourself in case of an accident. 

Here are the different types of motorcycle insurance coverage available in Miami:

• Liability insurance: This is the most basic and required type of coverage that covers damages you cause to others in an accident. It includes bodily injury and property damage liability coverage. Bodily injury liability covers medical expenses, lost wages, and other damages for those injured in the accident. Property damage liability covers damage to other vehicles or property.
• Collision insurance: This type of coverage pays for damages to your motorcycle caused by a collision with another vehicle or object. It does not cover damage caused by weather, theft, or vandalism.
• Comprehensive insurance: This type of coverage pays for damage to your motorcycle caused by events other than a collision, such as theft, vandalism, or natural disasters.
• Uninsured/underinsured motorist insurance: If you are involved in an accident with a driver who does not have insurance or who has inadequate coverage, this type of insurance covers your damages and injuries.
• Medical payments coverage: This type of coverage pays for medical expenses for you and your passengers in the event of an accident, regardless of who was at fault.