You were driving. You were doing everything right. Then another driver blew through a red light, rear-ended you at a stoplight, or drifted into your lane on the Palmetto Expressway, and everything changed in a second. Now you’re dealing with pain, hospital bills, a damaged vehicle, and an insurance company that has already assigned an adjuster to minimize what they pay you.
If you need a car accident lawyer in Miami, you need one who will move fast, fight hard, and treat you like a person, not a case number. That is exactly what LaBovick Law Group does. With 35+ years of experience, more than $600 million recovered for clients, and over 9,000 cases resolved across South Florida, our Warriors for Justice know how to hold the people who hurt you accountable.
Miami’s Roads Are Dangerous. You Deserve Relentless Advocacy.
Miami-Dade County consistently ranks among the most crash-prone counties in Florida. In 2024, there were close to 60,000 crashes in Miami-Dade County alone, leaving hundreds dead and more than 29,000 people injured, according to the Florida Department of Highway Safety and Motor Vehicles. Nearly one in three crashes results in an injury. I-95, the Dolphin Expressway, the Palmetto, Biscayne Boulevard, and local streets through Wynwood, Little Havana, Brickell, and Hialeah see accidents every single day.
Those crashes happen for predictable reasons: distracted drivers scrolling their phones, speeders weaving through traffic near South Beach, rideshare drivers rushing to the next pickup, fatigued truck operators on overnight hauls, and drunk drivers who should never have been behind the wheel. When any of those drivers injures you, the law gives you the right to pursue full compensation, and LaBovick Law Group has the experience to help you do exactly that.
What Florida Law Says About Your Car Accident Case
Florida’s car accident laws have changed significantly in recent years. Here is what you need to know right now, in plain language.
The 14-Day Rule: Get Medical Attention Immediately
Under Florida’s Personal Injury Protection (PIP) law (Fla. Stat. 627.736), every registered vehicle must carry at least $10,000 in PIP coverage. PIP pays 80% of your reasonable medical expenses and 60% of lost wages, regardless of who caused the crash, up to that $10,000 limit.
There is a catch: you must see a doctor within 14 days of the accident. If you wait longer than 14 days, your PIP benefit drops to $2,500 and can only apply if a physician later confirms an emergency medical condition. Do not wait. Even if your injuries feel minor today, see a doctor right away. Many serious injuries, including soft-tissue damage, concussions, and spinal injuries, do not fully show symptoms for days. Getting checked out protects your health and your legal claim.
The 2-Year Deadline to File a Lawsuit
For any car accident that occurred on or after March 24, 2023, Florida law gives you two years from the date of the crash to file a personal injury lawsuit. This change came with HB 837, signed into law in 2023, which amended Fla. Stat. 95.11(3)(a). Miss that deadline and you will almost certainly lose your right to any compensation, no matter how clear-cut the other driver’s fault was.
Two years sounds like a lot of time. It is not. Evidence disappears. Witnesses forget. Traffic-camera footage gets overwritten. The sooner you call a Miami car accident attorney, the stronger your case will be.
*Note: The statute of limitations is subject to change. Confirm the current deadline with a licensed Florida attorney. LaBovick Law Group recommends placing a “last reviewed” stamp on this section and updating it whenever Florida law changes.*
Modified Comparative Fault: Do Not Let the Insurance Company Blame You
Florida now follows a modified comparative negligence system under HB 837. In plain terms, this means: if you are partly at fault for the accident, your compensation is reduced by your percentage of fault. But if an insurance company or court determines you were more than 50% at fault, you collect nothing.
Insurance adjusters know this rule. They will look for any way to shift blame onto you, including using your own statements against you. Do not give a recorded statement to any insurance company, including your own, before speaking with a lawyer. Our legal team knows how to build the evidence that keeps fault where it belongs: on the driver who caused your crash.
LaBovick Law Group attorneys reviewing case files in a South Florida office conference room. Alt text: “LaBovick Law Group Miami car accident attorneys discussing a case”
What You Can Recover After a Miami Car Accident
PIP covers your immediate medical bills up to its limit. But for many injured drivers and passengers, the real losses go far beyond $10,000. When your injuries meet Florida’s “serious injury” threshold, or when your costs exceed what PIP covers, you can pursue a claim directly against the at-fault driver and their insurance company for:
Medical expenses: Emergency care, hospitalization, surgery, imaging, physical therapy, and all future treatment connected to your injuries
Lost income: Wages you lost while you were unable to work, and the earning capacity you may have lost permanently
Pain and suffering: The physical pain, emotional distress, anxiety, and life disruptions the crash caused
Property damage: The cost to repair or replace your vehicle and any other personal property damaged in the crash
Loss of enjoyment of life: Compensation for activities, hobbies, and daily experiences you can no longer participate in
Wrongful death damages: If you lost a family member in a crash, Florida law allows surviving family members to pursue compensation for funeral costs, loss of support, and more
Every case is different. The value of your claim depends on the severity of your injuries, the strength of the evidence, and the skill of the legal team fighting for you. LaBovick Law Group has recovered up to 50 times more than the insurance company’s initial offer for clients across South Florida. Past results do not guarantee a particular outcome in your case, but they do show what relentless advocacy looks like in action.
How LaBovick Warrior Vision Changes Your Case
Evidence is everything in a car accident case, and evidence disappears fast. Traffic camera footage gets recorded over within 24 to 72 hours. Skid marks fade. Eyewitnesses move on. That is why LaBovick Law Group built Warrior Vision.
Warrior Vision is our proprietary system that gives us immediate access to traffic camera footage across the Miami-Dade area. While other firms are still filling out records requests, we are already locking down the video proof that shows exactly what happened, who had the right of way, and how fast each vehicle was moving. No other local law firm offers this capability.
When you hire LaBovick, our team gets to work the moment you call. We preserve the evidence, investigate the scene, coordinate with medical professionals, and handle every conversation with the insurance company, so you can focus on healing.
Types of Car Accident Cases We Handle in Miami
Our Miami car accident attorneys handle the full range of motor vehicle injury cases across Miami-Dade County, including:
Rear-end collisions on I-95 and the Florida Turnpike
T-bone and intersection crashes
Head-on collisions
Distracted and texting-while-driving accidents
Drunk and impaired driver accidents
Hit-and-run crashes
Rideshare accidents involving Uber and Lyft drivers (see our Miami Uber and Lyft accident page for details on how rideshare insurance works)
Delivery vehicle crashes involving Amazon, FedEx, and UPS drivers
If your crash involved a commercial truck or 18-wheeler, those cases carry their own federal regulations and typically involve multiple liable parties. Visit our dedicated Miami truck accident lawyer page to understand how we approach those cases.
LaBovick Warrior Vision system graphic or screenshot showing traffic camera network map of Miami-Dade County. Alt text: “LaBovick Warrior Vision traffic camera access system for Miami car accident cases”
What to Do Right After a Car Accident in Miami
The steps you take in the hours and days after a crash directly affect your health and your case. Here is what to do:
Call 911. Even if the crash seems minor, get a police report on record. It is one of the most important documents in your case.
Get medical attention within 14 days. This is required to preserve your full PIP benefits under Fla. Stat. 627.736. Do not skip this step.
Document everything. Take photos of all vehicles, the road, traffic signals, your injuries, and any skid marks while you are still at the scene.
Get contact information. Names, phone numbers, license plates, and insurance details for all drivers involved, and contact information for any witnesses.
Do not make statements to insurers. Do not give a recorded statement to any adjuster, including yours, before talking to a lawyer.
Call LaBovick Law Group. The sooner we are on your case, the faster Warrior Vision can secure your footage and our team can begin building your claim.
Why Miami Drivers Choose LaBovick Law Group
There are a lot of law firms in South Florida. Here is what sets us apart:
35+ Years of Experience. Founded on the belief that justice works best when it’s personal, LaBovick Law Group has been fighting for injured Floridians since the late 1980s. We know Miami-Dade’s courts, its insurers, and its roads.
$600 Million+ Recovered. Our track record spans 9,000+ cases across auto accidents, truck crashes, rideshare injuries, and more. These results reflect real outcomes for real clients, though past results do not guarantee a particular result in your case.
One Team, Start to Finish. You will work with the same dedicated legal team from your first call through your final settlement or verdict. No hand-offs, no junior associates running your case in the background.
No Fee Guarantee. You pay nothing unless we win. Zero upfront costs, zero out-of-pocket legal fees. Our fee comes from your settlement or verdict, period.
Treated Like Family. When you call us, you are not a file number. You are a neighbor who needs help. Our attorneys explain every step, return calls promptly, and fight with the same intensity they would for their own family members.
We serve clients throughout Miami-Dade County, including Brickell, Coral Gables, Little Havana, Coconut Grove, Hialeah, Doral, Wynwood, and everywhere in between. We are also here for clients across Broward, Palm Beach, and the rest of South Florida, as well as Massachusetts.
Frequently Asked Questions: Miami Car Accident Lawyer
How long do I have to file a car accident lawsuit in Miami?
For accidents that occurred on or after March 24, 2023, Florida law gives you two years from the date of the crash to file a personal injury lawsuit (Fla. Stat. 95.11(3)(a), as amended by HB 837). Missing this deadline typically means losing your right to compensation entirely. Contact a Miami car accident attorney as soon as possible to protect your claim.
What if the other driver does not have insurance?
Florida has one of the highest rates of uninsured drivers in the country. If the at-fault driver carries no insurance, or carries limits too low to cover your damages, you may be able to make a claim under your own uninsured/underinsured motorist (UM/UIM) coverage. LaBovick’s team handles UM/UIM claims regularly and knows how to maximize your recovery under your own policy.
What if I was partially at fault for the accident?
Under Florida’s modified comparative negligence rule (HB 837), your compensation is reduced by your share of fault. If you are found 20% at fault, you collect 80% of your damages. However, if you are determined to be more than 50% at fault, you recover nothing. This is why having a legal team that builds strong liability evidence matters from day one.
Does my car accident case have to go to trial?
Most car accident cases resolve through a settlement before trial. However, LaBovick Law Group prepares every case as if it is going to a jury. Insurance companies pay more when they know your attorneys are willing and ready to take the case to court. That preparation is what drives results.
How much does a Miami car accident lawyer cost?
At LaBovick Law Group, you pay nothing unless we win. Our No Fee Guarantee means there are no upfront costs, no hourly charges, and no surprise fees. Our fee is a percentage of the compensation we recover for you, and we explain exactly how that works before you sign anything.
What if I was hurt as a passenger in an Uber or Lyft?
Rideshare accident claims involve multiple insurance layers that can be complicated to navigate. The coverage that applies depends on whether your Uber or Lyft driver was logged into the app, had a passenger, or was between trips at the time of the crash. Our team handles Miami rideshare accident cases regularly and knows how to identify every available source of coverage.
Call a Miami Car Accident Lawyer Today. No Fee Unless We Win.
You have been through enough. Let LaBovick Law Group handle the insurance companies, the paperwork, the legal deadlines, and the fight for your full compensation. Our Warriors for Justice are ready to go to work for you right now.
Call us for a free consultation. Tell us what happened. We will explain your options in plain language, answer every question you have, and tell you exactly what comes next. You do not pay a dime unless we win your case.
Distracted Driving: With the ever-growing number of distractions available to drivers in Miami, such as smartphones, loud music, and passengers, it’s no wonder why so many car accidents are happening.
Poor Road Conditions: Many roads in Miami are not well maintained and some even lack basic safety features like stop signs and guard rails. This can lead to dangerous conditions that are often the cause of serious car accidents.
Speeding: Since Miami is a large city, many drivers tend to be in a hurry and speed excessively. This reckless driving increases the risk of an accident occurring and can even result in fatalities.
Drunk Driving: Unfortunately, drunk driving continues to be a major problem in Miami and is one of the most common causes of car accidents. When drivers are under the influence of alcohol or drugs, they lack proper judgment which can lead to serious consequences.
How many car accidents happen a day in Miami?
According to the Florida Department of Highway Safety and Motor Vehicles, there were an average of 170 car accidents occurring each day in Miami-Dade County, in 2022.
Does Miami have the worst traffic?
Miami is known for its heavy traffic and frequent congestion on its roads. According to a report by INRIX, a transportation analytics company, Miami ranked as the 15th most congested city in the United States in 2020. The report also found that the average Miami driver spent about 70 hours per year in traffic.
How long does it take to get a settlement check in Miami?
After signing the release and gaining approval from their insurance company, it typically takes a plaintiff four to six weeks before they will have their settlement check in hand.
Get Answers Directly From Our Lead Attorney
We’ve recorded video responses to the most common legal hurdles our clients face
We’re not a settlement mill. Your case is handled by the same dedicated legal team from start to finish, focused on maximizing your compensation—often far beyond the insurance company’s first offer.
You don’t pay unless we win. As a right-sized firm, we combine personal attention with big-case results, giving you the best of both worlds: expert advocacy without feeling like just another case number.
Exclusive Warrior Vision™ Access
We provide proof when it matters. LaBovick Warrior Vision™ taps into every traffic camera in the area, giving our clients immediate access to footage—something no other local law firm offers.
We Take on the Tough Cases
Insurance companies know our name—and they know we don’t back down. When others settle for less, we fight harder. If the insurance company won’t pay what’s fair, they know they’ll see us at trial.
Proven Track Record
Our results speak for themselves. We’ve secured millions for clients, helping them rebuild their lives after serious injuries. Every victory reflects our commitment to justice and relentless advocacy.
You’ll Be Treated Like Family
You’re more than a case number—you’re part of the LaBovick family. From your first call to your final settlement, we’re by your side with honesty, compassion, and the dedication we’d give our own loved ones.
James was searching for equipment for painting at Home Depot. In the aisle next to him, there was a worker on a lift stocking the highest shelf. The worker pushed boxes so far across the shelf that they fell off the other edge and hit James in the head. The force almost knocked James unconscious. He sat down and the loud bang got the worker off the ladder to see what fell. When they saw James they offered him a bucket and made a report. James did not recall leaving the store or how he got home. He did not recall much except being at home depot and getting hit in the head. Home Depot told him that it was a small box of dust masks that hurt him. We discovered it was actually a large box of emergency kits that fell off the shelf.
Personal injury
PERSONAL INJURY
$850,000
In this case, our client slipped and fell on water that had accumulated near the hot tubs/showers on the Lido deck of a major cruise line ship. The client suffered torn ligaments to her shoulder that required 2 arthroscopic surgeries. The cruise line took the position that the condition on the floor was open and obvious.
Premises liability
PREMISES LIABILITY
$980,000
Georgia was visiting a friend in the hospital when she walked out of the elevator and into her friend’s room. As soon as she entered the room she slipped on a newly mopped floor without any wet floor sign present. The floor was so wet that Georgia’s entire outfit was soaked. Because of the muted tile floor, the water was invisible. Georgia needed a back operation which was unsuccessful and caused her to slip into a coma. She luckily survived.
Motor vehicle accident
MOTOR VEHICLE ACCIDENT
$1.1 MILLION
AUTOMOBILE REAR END COLLISION
Rodrigo was driving his work truck home when he was rear-ended at a stoplight. Rodrigo needed a fusion of his thoracic spine. A terrible and complex operation. Unfortunately, while Rodrigo was undergoing the spinal operation, one of his children died and he was unable to be with his grieving wife. It was a tragic case that eventually settled.
Bicycle vs car accident
BICYCLE VS CAR ACCIDENT
$1.45 MILLION
David was a teacher at a local high school. He rode his bike to school in the morning and after school would ride another 10 miles for exercise. On a sunny afternoon on his way home an older driver turned right into him as he was riding down the street. He hurt his shoulder and neck and needed two operations. Defendant felt his injury was due to playing football 10 years earlier and would not provide him a fair or reasonable offer.
Car vs commercial truck accident
CAR VS COMMERCIAL TRUCK ACCIDENT
$3.4 MILLION
Joe was driving his 18 wheeler on the Florida Turnpike headed south after a long-haul run. He was “bobtailing” which means he did not have a cargo trailer on the back of his truck rig. A drunk driver lost control of his car causing Joe to avoid the accident but drive off the highway and into a canal. He was injured in the accident but also witnessed a child die when he climbed out of the truck and came to the accident site. There the injured child was trapped under the car and he was powerless to save the child before it passed.
Auto accident T-Bone
AUTO ACCIDENT T-BONE
$4.5 MILLION
Xao, a Vietnamese immigrant was driving home after work at night to see his pregnant wife. He stopped at a 4-way intersection and looked both ways. He did not see anyone in either direction. As Mr. X when through the intersection he was hit on the passenger side door by a mid-sized black SUV driving without their lights on. Mr. X was catastrophically injured.
Personal injury
PERSONAL INJURY
$8.2 MILLION
This was a hard-fought pedestrian accident case, in which our client was struck by an SUV driven by a teen driver, as they attempted to cross North Military Trail in West Palm Beach, FL. As a result of the accident, our client suffered numerous fractures, partial loss of vision and frontal lobe brain injury that affected his speech, and other personal injuries that required him to be hospitalized for 58 days.
At the time of the accident, our client was a cashier at Walmart and has been unable to return to work.
“This case is the epitome of what we consider part of our Core Culture and broad vision – which is to be Warriors for Justice,” stated Brian LaBovick. “Mr. Jacobus has serious permanent injuries and will continue to fight to regain his life into the foreseeable future. This verdict will allow him to get the professional help he needs to safely navigate the rest of his life.”
Medical malpractice
MEDICAL MALPRACTICE
$15 MILLION
Brain damages child due to medical negligence. Mother was misdiagnosed upon entry to the hospital while under contractions. The child was born severely disabled.
