Unfortunately in Florida many drivers illegally drive while uninsured or underinsured. If you get hit by an uninsured driver, contact LaBovick Law Group for a free consultation with an uninsured motorist lawyer in Florida.
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Florida’s no-fault law can help you after an uninsured driver accident. The no-fault law states that all drivers will seek financial benefits from their own insurance providers, regardless of fault. If the other driver involved in your crash does not have auto insurance, this is not a problem, as you will file a claim with your own insurance carrier.
In most cases, your personal injury protection (PIP) insurance will pay for your medical expenses and lost wages after an accident, whether or not the other driver had insurance. If, however, your injuries meet Florida’s serious injury threshold, you will have grounds to file a lawsuit against the at-fault party. Unfortunately, you may have trouble holding the other driver financially responsible for causing a serious auto accident if he or she is uninsured.
A Florida uninsured driver accident lawsuit could result in greater financial compensation for your injuries and losses compared to a first-party insurance claim with your own provider. Suing an uninsured driver for damages could reimburse you for physical pain and emotional suffering, for example, as well as punitive damages.
This type of recovery will only be possible, however, if the at-fault party has enough insurance or assets to pay out a settlement or judgment award.
If another driver caused your wreck while uninsured, he or she may be unable to pay for your losses during a car accident lawsuit. Most uninsured drivers do not have the funds to pay financial compensation. An uninsured motorist lawyer can potentially identify another party that caused or contributed to your auto accident in Florida, such as an auto manufacturer. This could give you an outlet for fair financial recovery even if the other driver was uninsured.
Hiring an uninsured motorist lawyer can give you the freedom and energy to focus on your physical and emotional recovery. Your attorney can take over negotiations with an insurance carrier on your behalf, as well as handle tasks such as gathering evidence and hiring qualified experts. A lawyer can also guide you to other recovery opportunities if the at-fault driver is uninsured, such as a first-party insurance claim or a lawsuit.
After a car accident in which the other driver has no insurance, pull your car over and make sure no one is injured. If you do notice injuries, call 911 immediately and request an ambulance. Get the information of the other driver, including his or her name, a description of the vehicle, and contact information. As soon as you find out the other driver does not have insurance, call the police, as they will need to cite the driver for breaking Florida’s insurance laws.
If possible, take photographs and videos using a cell phone while still at the scene of the auto accident. Then, go to a hospital in Florida immediately for professional medical care for your injuries. Request copies of your medical records and hospital bills. Next, call your car insurance company to report the accident.
When dealing with an insurance claims adjuster, do not admit fault for the auto accident or sign anything without talking to an uninsured motorist lawyer. Your insurance company may try to devalue your claim or wrongfully deny coverage. An attorney can help you with the insurance process, as well as inform you of your right to file a lawsuit, if applicable.
We can help you with the claims process while you focus on healing from your serious injuries. We understand how these unique types of accident cases work, as well as how to fight for maximum financial compensation despite the other driver not having insurance.
For more information about how we can help you and your family during this difficult time, contact us online or call (561) 623-3681.
If you had a car accident and the other driver has no insurance, you can file your claim with your own car insurance company and perceive the allowances specified in your contract. An uninsured motorist lawyer could also help you find an eventual third at-fault party, that could be held accountable for part of your damages.
If the driver is uninsured, it is likely that he won’t be able to pay for your damages. You will then need to file your claim with your own insurance company, and an uninsured motorist lawyer can help you negotiate with them to get the right compensation for your losses. He can also help you find a third at-fault party that could be held accountable for part of your damages.
An Underinsured Motorist Coverage (UIM) will help you cover the physical and property damages caused by a driver that caused an accident and doesn’t have enough coverage to pay. The UIM is a policy provision of your car insurance company.
If you have a car accident and the at-fault driver doesn’t have insurance, he may not have sufficient funds to finance your compensation. This means you will need to file your claim with your own car insurance company. In this situation, it is recommended to hire an uninsured motorist lawyer that can help you negotiate with the insurance thanks to its legal knowledge.
