Boston Social Security Disability Attorney
This is the number of Americans living with a disability in the United States. While the struggle and challenges are prevalent, there is often a sense of isolation. It can feel as if these individuals are fighting one barrier after another, especially when it comes to the ability to earn a living and provide for themselves and their families.
The Social Security Administration (SSA) provides a safety net for disabled people. The Law Firm of LaBovick LaBovick & Diaz is dedicated to ensuring that this net catches the individuals who need it most.
As experienced Social Security Disability attorneys, our Boston team will fight aggressively to protect your rights and work tirelessly to help you obtain the benefits to which you are entitled. Start with our free online SSD Case Evaluation Tool to see if you have a case.
A Social Safety Net
The SSA administers two major programs to assist those with disabilities:
- Social Security Disability (SSD). This insurance distributes benefits to you, and eligible family members, if you meet work requirements. You must have paid Social Security taxes and accrued enough “credits” (based on length of your employment history) in order to qualify.
- Supplemental Security Income (SSI). SSI is a needs-based program intended for disabled, blind, aged, and low-income individuals. The payments help recipients cover basic needs (e.g. food, shelter, clothing, transportation).
SSD and SSI provide critical resources for those with disabilities and/or other impediments to employment. Disabled Americans earn less than 70 percent of the median income compared to those without a disability (i.e. $21,572 versus $31,872). Benefit payments are not just important; they are essential.
Are You Eligible for Social Security Disability Benefits?
SSI is income-based. That is, if your income grows whether through employment, a large lawsuit settlement, or other means, your benefits will be reduced or discontinued. Social Security Disability is different; eligibility is based on your work history and whether or not you have paid taxes into Social Security. Determine your SSD Eligibility with this download.
To qualify, you must:
- Meet the SSA’s definition of disability. To do so, your disability must have lasted or is expected to last at least 12 months or to result in death. Additionally, your disability precludes you from doing the work you did previously or adjusting to other employment.
The SSA maintains a list of disabling conditions that are so severe (e.g. ALS, muscular dystrophy, schizophrenia, chronic heart failure) that they automatically qualify you for benefits. If your condition is not on the list, you must provide evidence that you are disabled.
- Meet the SSA’s work history requirements. The SSA assigns work credits based on your wages or income. In 2018, for every $1320 you earn in wages or self-employment income, you earn one credit. You can earn a maximum of four credits for one year.
Typically, you must have 40 credits, half of which were earned in the last 10 years, to qualify for Social Security Disability Insurance. If you are younger, you may be able to qualify with fewer credits.
If you are not certain if you are eligible for benefits, consult with one of our SSD lawyers. We can help you make sense of the requirements and determine if you qualify.
A Purposely Complex Process
The SSA is on guard for fraud and those who would cheat the system. As a result, the process of applying for and receiving Social Security benefits is exceptionally stringent. And, as a result of that, most applicants are denied initially.
At this point, many disabled individuals give up – both in terms of the process and in hope. There are next steps, and a veteran Boston Social Security Disability attorney will take them with you. Our team will advocate for you during the four-stage appeals process, which includes a request for reconsideration, benefits hearing, appeal to the SSA Review Board, and an appeal to the Federal Court.
By building a compelling case, ensuring you have ample medical evidence to support your claim, and leveraging the legal expertise of LaBovick LaBovick & Diaz, you can effectively reverse the initial decision and obtain the benefits you critically need.
Your Legal Advocate
When you are disabled and struggling to support yourself and your family, the sense of isolation is only magnified. You are not alone. The full force of the LaBovick LaBovick & Diaz team is on your side. We will help you obtain the benefits you need, the resources to which you are rightfully entitled.
Do not hesitate to contact us to learn more about Social Security Disability – and how we can make this complex process easier, more streamlined – and, ultimately, successful.
Try our free online SSD Case Evaluation Tool.