Getting into an automobile accident can be frightening and confusing. You may have serious injuries that are painful and emotionally distressing, in addition to expensive medical bills and property repairs.
You do not have to face a car accident insurance claim or lawsuit alone. Contact a skilled West Palm Beach car accident lawyer at LaBovick Law Group today to find out how we can help you. We offer free case evaluations at our conveniently located law office.
Why Hire LaBovick Law Group for Your Car Accident Claim?
- Our auto accident attorneys maximize case outcomes for injured accident victims by fighting aggressively for their rights. Our success rate is over 98 percent.
- We care about the clients we represent and are committed to obtaining justice. We will handle your car accident case from start to finish.
- We operate on a contingency fee basis, meaning our West Palm Beach accident lawyers do not charge fees unless they win the case.
How Can a West Palm Beach Car Accident Attorney Help?
You do not have to take on a car insurance claim or injury lawsuit alone. You have the right to hire a plaintiff’s attorney to represent you and your family during the claims process. While a West Palm Beach personal injury attorney can help you with any type of car accident claim, it is especially important to have a lawyer for a case involving serious or catastrophic injuries.
A car accident lawyer in West Palm Beach, FL can take care of tasks such as investigating your crash, determining the responsible party, handling a personal injury protection insurance claim, and obtaining testimony from relevant experts on your behalf. Your accident attorney can handle the full legal process while you focus on car accident recovery.
Is Florida a No-Fault State?
Yes, Florida is a no-fault state. This means the insurance system for an auto accident claim is not based on who was at fault for the collision. Rather than holding the careless or negligent party responsible, Florida law asks all injured victims to seek compensation from their own insurance providers, regardless of fault.
The type of car insurance that will pay for your medical bills after a car accident in Florida is your own personal injury protection (PIP) coverage. Every driver in Florida must carry PIP insurance, as well as minimum amounts of liability insurance to pay for others’ losses. After a car accident, you will file a first-party claim to seek benefits from your own insurer.
How To File a PIP Insurance Claim
After any type of car accident, major or minor, your first outlet for financial recovery in Florida is PIP insurance. Call your car insurance company as soon as you can to report the collision. Be careful of what you say to the insurance claims adjuster, however, and do not admit fault. Do not give a recorded statement to the adjuster, either. This can come back to hurt your claim later.
If you do not wish to negotiate your claim by yourself, you can have a car accident attorney in West Palm Beach negotiate for you. An accident lawyer can make sure your insurance company does not take advantage of you. If your insurance company refuses to pay a fair amount for your losses, your attorney can take your case to trial instead.
Note that PIP coverage only pays for your past and future medical costs, lost wages, and death benefits (if applicable). It does not pay for your vehicle repairs. You will only receive reimbursement for damage to your vehicle if you have an optional type of car insurance on your plan, such as collision or comprehensive coverage.
What Is the Serious Injury Threshold?
According to Florida’s no-fault insurance law, the only time a victim may file a claim against the at-fault driver’s insurer in Florida is if the victim’s injuries meet the state’s serious injury threshold. You can only hold a careless or reckless driver financially responsible for your car accident in Florida if your injuries meet any of the following:
- Substantial and permanent loss of a key bodily function
- An injury you will have for the rest of your life with a reasonable degree of medical probability
- Scarring or disfigurement that is significant and permanent
- Fatal injuries to a loved one
If your injuries are severe enough, you can file a third-party insurance claim or personal injury lawsuit against the driver or party who caused your car accident in Florida. In this scenario, you and your West Palm Beach car accident lawyer would have to prove the driver was at fault for causing the wreck to receive benefits. In a no-fault first-party insurance claim, on the other hand, your insurer does not require you to prove fault.
Compensation for Car Accident Victims in Florida
There are many reasons to file a car accident lawsuit in West Palm Beach, FL. Holding a dangerous driver responsible can institute safety changes in your community on a larger scale, potentially saving others from the same fate you suffered. Holding a wrongdoer accountable can also give you and your family the justice you deserve.
One of the main reasons people file car accident lawsuits in Florida, however, is for maximum financial compensation for their related losses. A successful third-party insurance claim or lawsuit in Florida could result in compensation not only for your physical injuries and medical bills, but also your:
- Property repairs
- Lost income (past and future)
- Disability costs and lost capacity to earn
- Physical therapy and rehabilitation
- Emotional distress
- Pain and suffering
- Out-of-pocket expenses
- Punitive damages
Although a third-party car accident claim requires you to prove that the other driver was at fault, it allows you to recover greater financial compensation than with a no-fault first-party insurance claim. While nothing can reverse your serious injuries or losses, our West Palm Beach car accident attorneys know that a successful settlement or judgment award could help you significantly in paying for related bills. The money you receive from one or more defendants could give your family financial security and the ability to pay for medical expenses and other costs related to a car crash.
Free Consultation With a Car Accident Lawyer in West Palm Beach, FL
If you are curious about your legal rights and how much your car accident case is worth, contact LaBovick Law Group. Our auto accident attorneys can determine the value of your case during a free consultation in West Palm Beach today. We can also answer your other legal questions after a serious car accident, such as whether or not you have grounds to file a lawsuit against a negligent driver and how long you have to file, if so.
Find out how our West Palm Beach accident attorneys can help you and your family. Request a free consultation online or by calling our local law firm at (561) 623-3681 any time.