Motorcycle Accidents

Florida Laws on Insurance coverage for Motorcycle drivers

Florida Motorcycle Law and Insurance


Insurance laws, especially those which relate to motorcycles, are very confusing for Florida motorists. Because of this confusion, many motorcycle owners and operators are unknowingly driving without insurance. The fact is that many auto insurance policies do not cover motorcycle accidents or damage. No-fault insurance policies often do not cover motorcycle-related accident cases.  This causes many drivers to pay for personal medical bills out of pocket, or worse, through forced garnishment of wages or tax rebates. Florida motorcycle accident attorneys are knowledgeable in the motorcycle laws in Florida and are prepared to fight for your rights or the rights of other innocent injured victims.

PIP Insurance Coverage in Florida

The state of Florida requires all drivers to purchase and retain general PIP insurance coverage, which is also known as personal injury protection. This coverage is designed as a no-fault type of auto insurance. It will pay for a portion of lost wages or medical bills regardless of who or what caused an accident. General PIP policies are of no benefit to motorcyclists. Motorcyclists must purchase specialized motorcycle PIP coverage in order to be adequately insured for their motorcycle. Florida motorcycle accident attorneys realize that this loophole causes unacceptable discrepancies in the rights of motorcycle drivers, and aggressively fight for their rights.

PIP Policies for Motorcyclists

If you own, operate, or ride on motorcycles, it is important to cover yourself and your property with adequate insurance coverage. It is best to secure coverage before an accident, as attempting to do so afterwards may be quite difficult. Motorcycle drivers and owners are advised to purchase uninsured motorist coverage, property damage coverage, and special PIP insurance for motorcyclists. Never assume that a general PIP clause in your general auto insurance policy is sufficient coverage, as the fine print specifically excludes accidents caused while driving a motorcycle. Florida Motor Cycle Attorneys at LaBovick & LaBovick, PA, are familiar with the differences in insurance policies and regulations, and can accurately articulate the nature of your related injury case in a court of law.

Hiring a Reputable Motorcycle Accident Lawyer

Florida Motorcycle Accident Lawyers at LaBovick & LaBovick, PA are highly professional, yet exceptionally aggressive when it comes to you and your rights. It is important to seek counsel from a motorcycle accident lawyer as soon as possible after an accident. Never base your motorcycle accident attorney choice on advertisements. Instead, do research on the various attorneys in your area. It is especially important to retain a motorcycle accident lawyer with experience in handling serious accident cases.  They are more likely to be familiar with the operation of different bikes and have a working knowledge about motorcycles. After all, you want your attorney to be able to explain to the court with accuracy how and why your accident occurred. You would not want someone who has no clue what the difference is between a street bike and a dirt bike, who cannot differentiate between a Kawasaki, Honda, or Harley motorcycles.

If you or someone you love have been injured in a Florida motorcycle accident, please fill out the form on the left for a free case evaluation by a qualified Florida Personal Injury Lawyer. Our personal injury lawyers, paralegals, and case managers represent accident victims throughout Florida, including Palm Beach County, the Treasure Coast, West Palm Beach, Jupiter, Boynton Beach, Stuart, Port St. Lucie, Vero Beach, Ft. Pierce, Boca Raton, Ft. Lauderdale, Pompano Beach, Coral Springs and Wellington.

If you wish to discuss your matter with an experienced and qualified Florida Personal Injury Lawyer  please call Toll Free: 1-888-777-3884.