Florida Homeowners Insurance Claims, Breach of Contract

Have you been denied a claim or offered insufficient payments from your homeowners insurance? Fighting back may be the best strategy.

Fires, floods, hurricanes, tornadoes, sinkholes, broken pipes, leaky roofs, mold and broken tile... These issues are the last thing anyone wants to encounter in their home, yet many people unfortunately will. While ideally you can rely on your homeowner’s insurance to cover these situations, what happens if your claim is denied? Today it is all too common for insurance companies to deny coverage to their policy holders when it comes to homeowners insurance.

Your insurance company that you have paid premiums to for years may deny you coverage on a claim or offer you only pennies on the dollar. 

You have to remember that your insurance company is a business, and as a business they look out for their bottom line. When your insurance company has to pay out on your policy, it cuts into their profits. This leaves you at the mercy of your own insurance company when you need their help the most. You are then left with two options: accept their low-ball payout or fight big business.

While many individuals don’t attempt to dispute or appeal the denied coverage from their insurance company, 50% of those who do end up seeing results. If your claim has been denied, getting the coverage you deserve may be easier than you think. That is where LaBovick Law Group comes in. We have been fighting insurance companies on behalf of our clients for more than 20 years. We know how these companies work, including their tactics and how to fight them.

If you believe that you are being wrongfully denied or underpaid by your Florida homeowners insurance policy, contact LaBovick Law Group for a FREE CONSULTATION, 24 hours a day, 7 days a week. We will help you build your claim and fight for the money you deserve. As always, if we don’t help you win your claim you owe us nothing.

Property Insurance Bad Faith Claims

Floridians buy insurance for everything: car insurance, homeowners insurance, health insurance and renters insurance. You make your premium payments to your insurance carrier to protect you from the misfortunes of life.  You assume that you pay your premiums and in exchange, if you have a loss, you will be covered.

Sadly you may be one of many who find out when you make an insurance claim for a loss your claim is either denied or underpaid.  Insurance companies are businesses, and their interest is in protecting their bottom line. Insurance companies don’t make money when they pay claims; they make money from premiums.  Insurance companies will deny your claim, send you a check for a fraction of the cost, delay or drop your coverage.    

When your insurance carrier denies your claim, underpays it or fails to investigate the claim that they know they should be honoring, they are engaging in bad faith.  If you believe that you have been a victim of bad faith by your insurance carrier, you should contact an experienced bad faith attorney to advise you of your rights and fight for you. Contact LaBovick Law Group for a FREE CONSULTATION, 24 hours a day, 7 days a week.