At LaBovick Law Group our team understands how important saving your home is to you. This is why it is very important for homeowners to work with experienced professionals to help determine the best options available as soon as possible.

Five Step Mortgage Modification Process

Step 1 - Consultation

Homeowner has FREE initial consultation with mortgage modification attorney to determine if a mortgage modification is a homeowner's best option.

Step 2 - Gather Financial Documents

The loan modification attorney will need the following documents from the homeowner:

• Hardship Letter
• Last 4 Bank Statements
• Tax Returns (last two years)
• W2 Forms (last two years)
• Most Recent Mortgage Statement
• Income/Expense Financial Statement

Step 3 - Analyze Documents

Loss Mitigation Team analyzes the homeowner's information and creates a negotiation packet for submission to lender. We fully review the homeowner's case before we start negotiations. NOTE: This process can take awhile to complete. It depends upon how fast the homeowner provides all of the required information.

Step 4 - Negotiations

Mortgage modification lawyer submits homeowner's financial packet to lender and starts negotiations.

Step 5 - Approval

When the loan modification request is approved, all final modification documents will be sent to the homeowner for approval.

NOTE: This process does not happen overnight, however, in most cases it takes 30 to 60 days to complete the process. We are available to assist the homeowner at all times, providing constant updates on the status of the process.

Contact our office TODAY for a FREE Consultation to see if your financial situation qualifies for a loan modification. Please feel free to call us at 888.777.3884 to discuss your personal matter with one of our professionals. Our phones are answered 24/7. We are available at anytime to talk to you about you matter.

Don't Delay! The earlier the homeowner addresses the mortgage modification,  the better the chances are of negotiating a reduced mortgage payment and a lower fixed interest rate.

The Florida loan modification team at LaBovick Law Group assist clients throughout Florida, including Palm Beach, Martin, St. Lucie, and Broward counties, and the cities of Palm Beach Gardens, Jupiter, West Palm Beach, Boynton Beach, Stuart, Port St. Lucie, Delray Beach, Lake Worth, Boca Raton, Deerfield Beach, Fort Lauderdale and many other areas.